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Riverside Court Attorney | Jeff Gwynn Law Firm | Inland Empire Lawyers | BK Attorney in Riverside CA - Gwynn Law Firm - Personal Injury, Bankruptcy, Business Contract Law, Trial Lawyer, Riverside Court House. | IE DOG BITES LAWYERS

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Creditors who often need advice in dealing with the bankruptcy issues listed above include: Financial institutions, banks, credit unions, and other institutional lenders :: Equipment lessors, Landlords, Co-guarantor, Employees, Secured creditors, Unsecured creditors

The law allows homeowners a homestead exemption (the amount of which depends on age, marriage and disability). If you are single, under 65 and without a disability, you are entitled to a $50,000 exemption. If you are married, both you and your spouse under 65 and without disability, you are entitled to a $75,000 exemption. Finally, if either you or your spouse are over 65 or have a disability, then you are entitled to a $150,000 exemption. Lets assume you’re married and both you and your spouse are under 65, then you have a $75,000 exemption. This means that the first $75,000 in equity is protected money. Let’s say that your $350,000 house has a $150,000 first mortgage and a $50,000 second mortgage. This means that you have $275,000 in encumbrances and exemptions which leaves $75,000 in equity available for your victim. In this situation, if your victim gets a judgment against you, a court ordered forced sale of your home is a real possibility. You need to see an attorney as soon as possible.

The important thing is retention of an attorney who can draft you an airtight operating agreement. An LLC is run by its Operating Agreement. There are numerous ways the Operating Agreement can provide protection to you from your heirs’ bad credit decisions (or your heirs from your bad credit decisions).

Offering: IE DOG BITES LAWYERS services in many locations, including: Banning, CA, Palm Springs, CA, Perris, CA, Winchester, CA, Rancho California, CA, Rancho California, CA, Blythe, CA and surrounding areas.

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Riverside Court Attorney Gwynn Law Firm | Jeff Gwynn Attorney at Law - 3637 Arlington Avenue, Ste D | Riverside | CA | 92506 | 951-684-3774


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